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Protect My KY Home Team Kentucky

 Homeowner Assistance Fund (HOAF)

The program has not been approved, and funding is not yet available. The information below is based on the program's proposed design.​​​​

​Homeowner Eligibility​

To be eligible for the Team Kentucky Homeowners Assistance Fund (HOAF) program, the applicant must have experienced and be able to document a financial hardship after January 21, 2020 due to COVID-19 and have an income less than 150% of the area median income (see chart below for details​).

Applicants who have been affected by COVID-19 resulting in disability will provide the date of approval for disability.


Homeowners must occupy the residence as their Principal Residence at the time of hardship and after the closing.


Looking for the Media Toolkit? Visit the HOAF Media Toolkit page for media resources including videos and press releases for the Team Kentucky HOAF program.​ To see additional help available to Kentuckians in need, visit Kentucky Housing Corporation's resources page​. ​​​​​

Income Limits

For detailed information, see our HOAF Income Limits Chart​.