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Protect My KY Home Team Kentucky

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 Homeowner Assistance Fund (HOAF)

The program has not been approved, and funding is not yet available. The information below is based on the program's proposed design.​​​​
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​Homeowner Eligibility​

To be eligible for the Team Kentucky Homeowners Assistance Fund (HOAF) program, the applicant must have experienced and be able to document a financial hardship after January 21, 2020 due to COVID-19 and have an income less than 150% of the area median income (see chart below for details​).

Applicants who have been affected by COVID-19 resulting in disability will provide the date of approval for disability.

Occupancy

Homeowners must occupy the residence as their Principal Residence at the time of hardship and after the closing.


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​Homeowner
Eligibility
Required
Documentation​
​Frequently
Asked Questions

Looking for the Media Toolkit? Visit the HOAF Media Toolkit page for media resources including videos and press releases for the Team Kentucky HOAF program.​ To see additional help available to Kentuckians in need, visit Kentucky Housing Corporation's resources page​. ​​​​​​

Income Limits

For detailed information, see our HOAF Income Limits Chart​.