Kentucky Homeownership Protection Center Homeowner Assistance Fund (HAF)

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Homeowner Assistance Fund (HAF)

The program has not been approved, and funding is not yet available. The information below is based on the program's proposed design.

Homeowner Eligibility

To be eligible for the Team Kentucky Homeowners Assistance Fund (HAF) program, the applicant must have experienced and be able to document a financial hardship after January 21, 2020 due to COVID-19 and have an income less than 150% of the area median income (see chart below for details).

Applicants who have been affected by COVID-19 resulting in disability will provide the date of approval for disability.

Occupancy

Homeowners must occupy the residence as their Principal Residence at the time of hardship and after the closing.

Homeowner
Eligibility

Required
Documentation

Frequently
Asked Questions

Looking for the Media Toolkit? Visit the HAF Media Toolkit page for media resources including videos and press releases for the Team Kentucky HAF program. To see additional help available to Kentuckians in need, visit Kentucky Housing Corporation's resources page. 

Income Limits

County	Household Size
	1 Person	2 People	3 People	4 People	5 People	6 People	7 People	8 People
Adair	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Allen	$79,900	$79,900	$79,900	$85,800	$92,700	$99,600	$106,500	$113,400
Anderson	$79,900	$84,450	$94,950	$105,450	$114,000	$122,400	$130,800	$139,200
Ballard	$79,900	$79,900	$81,000	$89,850	$97,050	$104,250	$111,450	$118,650
Barren	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Bath	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Bell	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Boone	$89,700	$102,600	$115,350	$128,100	$138,450	$148,650	$158,850	$169,200
Bourbon	$79,900	$90,600	$102,000	$113,250	$122,400	$131,400	$140,550	$149,550
Boyd	$79,900	$79,900	$83,700	$93,000	$100,500	$108,000	$115,350	$122,850
Boyle	$79,900	$79,900	$79,900	$85,350	$92,250	$99,150	$105,900	$112,800
Bracken	$89,700	$102,600	$115,350	$128,100	$138,450	$148,650	$158,850	$169,200
Breathitt	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Breckinridge	$79,900	$79,900	$86,700	$96,300	$104,100	$111,750	$119,550	$127,200
Bullitt	$80,850	$92,400	$103,950	$115,350	$124,650	$133,950	$143,100	$152,400
Butler	$79,900	$79,900	$79,900	$85,050	$91,950	$98,700	$105,600	$112,350
Caldwell	$79,900	$79,900	$80,400	$89,250	$96,450	$103,650	$110,700	$117,900
Calloway	$79,900	$79,900	$81,300	$90,300	$97,650	$104,850	$112,050	$119,250
Campbell	$89,700	$102,600	$115,350	$128,100	$138,450	$148,650	$158,850	$169,200
Carlisle	$79,900	$79,900	$79,900	$85,500	$92,400	$99,300	$106,050	$112,950
Carroll	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Carter	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Casey	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Christian	$79,900	$79,900	$85,650	$95,100	$102,750	$110,400	$118,050	$125,550
Clark	$79,900	$90,600	$102,000	$113,250	$122,400	$131,400	$140,550	$149,550
Clay	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Clinton	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Crittenden	$79,900	$79,900	$81,150	$90,150	$97,500	$104,700	$111,900	$119,100
Cumberland	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Daviess	$79,900	$79,900	$87,000	$96,600	$104,400	$112,200	$119,850	$127,650
Edmonson	$79,900	$79,900	$88,650	$98,400	$106,350	$114,150	$122,100	$129,900
Elliott	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Estill	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Fayette	$79,350	$90,600	$102,000	$113,250	$122,400	$131,400	$140,550	$149,550
Fleming	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Floyd	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Franklin	$75,600	$86,400	$97,200	$108,000	$116,700	$125,400	$133,950	$142,650
Fulton	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Gallatin	$89,700	$102,600	$115,350	$128,100	$138,450	$148,650	$158,850	$169,200
Garrard	$79,900	$79,900	$88,050	$97,800	$105,750	$113,550	$121,350	$129,150
Grant	$79,900	$79,900	$79,900	$84,000	$90,750	$97,500	$104,250	$111,000
Graves	$79,900	$79,900	$79,900	$88,500	$95,700	$102,750	$109,800	$116,850
Grayson	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Green	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Greenup	$79,900	$79,900	$83,700	$93,000	$100,500	$108,000	$115,350	$122,850
Hancock	$79,900	$79,900	$87,000	$96,600	$104,400	$112,200	$119,850	$127,650
Hardin	$79,900	$79,900	$88,050	$97,800	$105,750	$113,550	$121,350	$129,150
Harlan	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Harrison	$79,900	$79,900	$85,950	$95,400	$103,050	$110,700	$118,350	$126,000
Hart	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Henderson	$79,950	$91,350	$102,750	$114,150	$123,300	$132,450	$141,600	$150,750
Henry	$80,850	$92,400	$103,950	$115,350	$124,650	$133,950	$143,100	$152,400
Hickman	$79,900	$79,900	$79,900	$84,000	$90,750	$97,500	$104,250	$111,000
Hopkins	$79,900	$79,900	$82,050	$91,050	$98,400	$105,750	$112,950	$120,300
Jackson	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Jefferson	$80,850	$92,400	$103,950	$115,350	$124,650	$133,950	$143,100	$152,400
Jessamine	$79,900	$90,600	$102,000	$113,250	$122,400	$131,400	$140,550	$149,550
Johnson	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Kenton	$89,700	$102,600	$115,350	$128,100	$138,450	$148,650	$158,850	$169,200
Knott	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Knox	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Larue	$79,900	$79,900	$88,050	$97,800	$105,750	$113,550	$121,350	$129,150
Laurel	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Lawrence	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Lee	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Leslie	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Letcher	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Lewis	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Lincoln	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Livingston	$79,900	$79,900	$82,800	$91,950	$99,450	$106,800	$114,150	$121,500
Logan	$79,900	$79,900	$79,900	$88,050	$95,100	$102,150	$109,200	$116,250
Lyon	$79,900	$79,900	$87,600	$97,200	$105,000	$112,800	$120,600	$128,400
McCracken	$79,900	$79,900	$85,950	$95,400	$103,050	$110,700	$118,350	$126,000
McCreary	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
McLean	$79,900	$79,900	$87,000	$96,600	$104,400	$112,200	$119,850	$127,650
Madison	$70,200	$80,250	$90,300	$100,200	$108,300	$116,250	$124,350	$132,300
Magoffin	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Marion	$79,900	$79,900	$79,900	$86,850	$93,900	$100,800	$107,700	$114,750
Marshall	$79,900	$81,900	$92,100	$102,300	$110,550	$118,800	$126,900	$135,150
Martin	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Mason	$79,900	$79,900	$81,750	$90,750	$98,100	$105,300	$112,650	$119,850
Meade	$79,900	$83,250	$93,600	$103,950	$112,350	$120,600	$129,000	$137,250
Menifee	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Mercer	$79,900	$79,900	$88,650	$98,400	$106,350	$114,150	$122,100	$129,900
Metcalfe	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Monroe	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Montgomery	$79,900	$79,900	$79,900	$82,500	$89,100	$95,700	$102,300	$108,900
Morgan	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Muhlenberg	$79,900	$79,900	$79,900	$84,750	$91,650	$98,400	$105,150	$111,900
Nelson	$79,900	$87,600	$98,550	$109,500	$118,350	$127,050	$135,900	$144,600
Nicholas	$79,900	$79,900	$79,900	$84,450	$91,350	$98,100	$104,850	$111,600
Ohio	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Oldham	$80,850	$92,400	$103,950	$115,350	$124,650	$133,950	$143,100	$152,400
Owen	$79,900	$79,900	$79,900	$83,100	$89,850	$96,450	$103,050	$109,800
Owsley	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Pendleton	$89,700	$102,600	$115,350	$128,100	$138,450	$148,650	$158,850	$169,200
Perry	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Pike	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Powell	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Pulaski	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Robertson	$79,900	$79,900	$79,900	$84,150	$90,900	$97,650	$104,400	$111,150
Rockcastle	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Rowan	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Russell	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Scott	$79,900	$90,600	$102,000	$113,250	$122,400	$131,400	$140,550	$149,550
Shelby	$82,950	$94,800	$106,650	$118,350	$127,950	$137,400	$146,850	$156,300
Simpson	$79,900	$79,900	$82,650	$91,800	$99,150	$106,500	$113,850	$121,200
Spencer	$80,850	$92,400	$103,950	$115,350	$124,650	$133,950	$143,100	$152,400
Taylor	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Todd	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Trigg	$79,900	$79,900	$85,650	$95,100	$102,750	$110,400	$118,050	$125,550
Trimble	$80,850	$92,400	$103,950	$115,350	$124,650	$133,950	$143,100	$152,400
Union	$79,900	$79,900	$79,900	$86,700	$93,750	$100,650	$107,550	$114,450
Warren	$79,900	$79,900	$88,650	$98,400	$106,350	$114,150	$122,100	$129,900
Washington	$79,900	$79,900	$86,250	$95,700	$103,500	$111,150	$118,800	$126,450
Wayne	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Webster	$79,900	$79,900	$79,900	$81,600	$88,200	$94,800	$101,250	$107,850
Whitley	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Wolfe	$79,900	$79,900	$79,900	$81,450	$88,050	$94,500	$101,100	$107,550
Woodford	$79,900	$90,600	$102,000	$113,250	$122,400	$131,400	$140,550	$149,550

Homeowner Assistance Fund (HAF)

​Homeowner Eligibility​

Occupancy

Income Limits​

Homeowner Eligibility

Income Limits