BEWARE: Only use protectmykyhome.org and teamkyhaf.ky.gov when applying for mortgage assistance. Other websites, including teamkyhaf.com, are not affiliated with the Homeowner Assistance Fund or the Kentucky Homeownership Protection Center.
Protect My KY Home Team Kentucky

 Homeowner Assistance Fund (HOAF)

​​​Required Documentation​

  1. State-issued photo ID

  2. One of the following may be used to verify income:
    • Written attestation as to household income together with supporting documentation such as paystubs prior to the January 21, 2020 date and after which demonstrates the impact of the pandemic related event(s), 
    • W2s or other wage statements, 
    • IRS Form 1099s, 
    • 2019 tax filings, 
    • Depository institution statements demonstrating regular income, or 
    • An attestation from an employer

  3. One of the following documentation types is required:
    • Tax assessment reflecting value of real property,
    • Appraisal (no time limit),
    • Zillow.com or other website verifying value and real property, or
    • Asset statements.


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Looking for the Media Toolkit? Visit the HOAF Media Toolkit page for media resources including videos and press releases for the Team Kentucky HO​AF program.​ To see additional help available to Kentuckians in need, visit Kentucky Housing Corporation's resources page​. ​​​​​​​​​